Understanding the 2025 Loan Limits: Conforming, FHA, VA, and High Balance Loans

December 11, 2024

As we enter 2025, updated loan limits have been announced, bringing new opportunities for homebuyers and homeowners looking to refinance.…

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The Impact of Interest Rates on Your Mortgage

November 19, 2024

When it comes to buying a home, interest rates play a significant role in determining your monthly payment and long-term…

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The 10-year Treasury bond yield significantly impacts mortgage rates, particularly fixed-rate mortgages, for several reasons. Here’s how:

November 6, 2024

Benchmark for Mortgage Rates The 10-year Treasury bond serves as a benchmark for 30-year fixed mortgage rates because both are…

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Why Now May Not Be the Best Time to Pay Points to Buy Down Your Interest Rate

October 18, 2024

With the Federal Reserve starting to ease interest rates, many potential homebuyers are wondering if it’s worth paying discount points…

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Why Rate Cuts Don’t Directly Translate to Lower Mortgage Rates

September 30, 2024

The Federal Reserve’s rate cuts often spark anticipation of lower mortgage rates, leading many to believe that their monthly mortgage…

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How the Decrease in the Fed Fund Rate Impacts Mortgage Rates and Why You Should Refinance Now and Save Money!

September 16, 2024

As the Federal Reserve makes moves to adjust the Fed Fund Rate, many homeowners wonder how these changes impact mortgage…

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Top Mistakes to Avoid When Applying for a Mortgage

September 3, 2024

Applying for a mortgage is one of the most significant financial decisions you’ll make, and it’s crucial to get it…

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How to Improve Your Credit Score Before Applying for a Mortgage

August 15, 2024

When you’re preparing to apply for a mortgage, one of the most critical factors lenders will evaluate is your credit…

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Why Now Might Be the Perfect Time for a VA Streamline Refinance (IRRRL)

August 8, 2024

If you’re a veteran or active-duty service member with a VA loan, there’s good news: Interest rates for VA loans…

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First-Time Homebuyer Tips: What You Need to Know

July 23, 2024

Buying your first home is a thrilling milestone, but it can also feel overwhelming. With the right preparation and knowledge,…

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