2026 Loan Limits

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Here’s a ready-to-publish blog post you can use for Bruce Singer, Senior Loan Officer (NMLS# 197960) at Vision Home Mortgage (NMLS# 357565) — covering the 2026 loan limit updates for Conventional (Conforming), FHA, and VA loans. Bruce is licensed in Nevada and Indiana and can help you navigate these changes.📱 Cell: 702-217-5525 📈 2026 Loan…

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What Jerome Powell & the Fed Said in December 2025 — And What It Means for Rates On December 10, 2025, the Federal Reserve announced it would lower the federal funds rate by 0.25% — marking the third straight rate cut this year — as policymakers continue to navigate a slowing job market and persistent…

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What’s likely for mortgage rates by end of 2026 · According to recent estimates from Fannie Mae, the average 30-year fixed mortgage rate could fall to ~6.2% by end of 2026. · Other major institutions (including the Mortgage Bankers Association — MBA, National Association of Realtors — NAR, and the National Association of Home Builders…

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By Bruce Singer, Senior Loan Officer – NMLS #197960 | Vision Home Mortgage – NMLS #357565 | Cell: 702-217-5525 1. Home Prices Are Still Rising While many buyers are holding off for lower rates, home values in most markets continue to climb. Waiting 6–12 months could mean paying more for the same home—even if rates…

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By Bruce Singer, Senior Loan Officer | NMLS #197960 | Vision Home Mortgage NMLS #357565702-217-5525 | bruce@bruce@visionhomemtg.comLicensed in Nevada & Indiana – Over 38 Years in Real Estate & Finance In recent months, there’s been a lot of buzz around what’s being called the “Big Beautiful Bill”—a major piece of federal legislation aimed at stimulating…

When it comes to buying a home, one of the smartest first steps you can take is getting pre-approved for a mortgage. And if you’re serious about a smooth, stress-free homebuying experience, there’s no better person to help you than Bruce Singer, Senior Loan Officer (NMLS #197960) with Vision Home Mortgage (NMLS #357565). With nearly four decades…

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When you’re navigating the often complicated world of home loans, finding the right mortgage broker can make all the difference. A knowledgeable, trustworthy broker will not only help you secure the best rates, but they’ll also guide you through the process with ease, ensuring you’re making the best financial decision for your future. Whether you’re…

When it comes to buying a home or refinancing your mortgage, the process can feel overwhelming. That’s where a mortgage broker comes in—a knowledgeable guide to help you navigate the complexities of financing your dream home. As a Senior Loan Officer with Vision Home Mortgage, I’ve seen firsthand how mortgage brokers simplify the process, save…

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The Buy Before You Sell Program is a financing option designed to help homeowners purchase a new home before selling their current one. This program alleviates the challenges of timing a home sale and purchase simultaneously, offering several unique benefits: Key Features of the Program: Bridge Loan with No Interest or Payments: The program provides…

As we enter 2025, updated loan limits have been announced, bringing new opportunities for homebuyers and homeowners looking to refinance. Understanding these limits is essential to navigating your options effectively. Here’s a breakdown of the new loan limits and how they may impact your borrowing potential. Conforming Loan Limit: $806,500 The Federal Housing Finance Agency…