blog
Bruce Singer Expands His Reach: Now Licensed in Colorado!
Great news for homebuyers, investors, and homeowners looking to refinance—Bruce Singer (NMLS #197960) of Vision Home Mortgage (NMLS #357565) has officially expanded his licensing to the state of Colorado! Already serving clients in Nevada and Indiana, Bruce continues to grow his footprint to better support borrowers across multiple markets. With this latest addition, he’s now…
Read MoreThe Physician Loan Program: A Smarter Path to Homeownership for Doctors
For many physicians, the journey to homeownership looks different than it does for other professionals. Years of medical school, residency, and fellowship often mean high student loan balances and a delayed start to earning a full income. Traditional mortgage programs don’t always account for this unique financial profile. That’s where the Physician Loan Program comes…
Read MoreWhat the Supreme Court’s Tariff Ruling Could Mean for Mortgage Interest Rates
By Bruce Singer, Senior Loan Officer — Vision Home Mortgage Call: 702-217-5525 A Landmark Supreme Court Decision In a major economic ruling on February 20, 2026, the U.S. Supreme Court struck down key portions of President Trump’s sweeping tariff policy — holding that the president did not have the authority to impose broad tariffs on…
Read MoreWhy the Federal Reserve Didn’t Lower Rates — and What It Means for Homebuyers
By: Bruce Singer, Senior Loan OfficerNMLS #197960Vision Home Mortgage | NMLS #357565 702-217-5525 If you’ve been watching the housing market lately, you’ve probably heard a lot of talk about the Federal Reserve and interest rates. Many buyers and homeowners were hoping the Fed would begin cutting rates by now — but once again, the Federal…
Read More2026 Loan Limits
Here’s a ready-to-publish blog post you can use for Bruce Singer, Senior Loan Officer (NMLS# 197960) at Vision Home Mortgage (NMLS# 357565) — covering the 2026 loan limit updates for Conventional (Conforming), FHA, and VA loans. Bruce is licensed in Nevada and Indiana and can help you navigate these changes.📱 Cell: 702-217-5525 📈 2026 Loan…
Read MoreFederal Reserve Meeting for December 2025 and 2026 Loan Limits
What Jerome Powell & the Fed Said in December 2025 — And What It Means for Rates On December 10, 2025, the Federal Reserve announced it would lower the federal funds rate by 0.25% — marking the third straight rate cut this year — as policymakers continue to navigate a slowing job market and persistent…
Read MoreWhat can we expect to happen with mortgage rates in the next year?
What’s likely for mortgage rates by end of 2026 · According to recent estimates from Fannie Mae, the average 30-year fixed mortgage rate could fall to ~6.2% by end of 2026. · Other major institutions (including the Mortgage Bankers Association — MBA, National Association of Realtors — NAR, and the National Association of Home Builders…
Read More5 Reasons to Buy a Home Now Instead of Waiting for Rates to Drop
By Bruce Singer, Senior Loan Officer – NMLS #197960 | Vision Home Mortgage – NMLS #357565 | Cell: 702-217-5525 1. Home Prices Are Still Rising While many buyers are holding off for lower rates, home values in most markets continue to climb. Waiting 6–12 months could mean paying more for the same home—even if rates…
Read MoreHow the “Big Beautiful Bill” Helps or Hurts the Mortgage Industry
By Bruce Singer, Senior Loan Officer | NMLS #197960 | Vision Home Mortgage NMLS #357565702-217-5525 | bruce@bruce@visionhomemtg.comLicensed in Nevada & Indiana – Over 38 Years in Real Estate & Finance In recent months, there’s been a lot of buzz around what’s being called the “Big Beautiful Bill”—a major piece of federal legislation aimed at stimulating…
Read More5 Reasons to Get Pre-Approved with Bruce Singer at Vision Home Mortgage
When it comes to buying a home, one of the smartest first steps you can take is getting pre-approved for a mortgage. And if you’re serious about a smooth, stress-free homebuying experience, there’s no better person to help you than Bruce Singer, Senior Loan Officer (NMLS #197960) with Vision Home Mortgage (NMLS #357565). With nearly four decades…
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