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Crush Credit Card Debt with a Cash-Out Refinance – Here’s How You Can Save Big
Are rising credit card balances weighing you down? With interest rates on many credit cards soaring past 18%, it’s no surprise that monthly payments can feel like you’re running on a treadmill — exhausting effort, little progress. If you’re a homeowner with equity, there’s a smarter way to take control of your finances: a cash-out…
Read MoreWhy Now May Not Be the Best Time to Pay Points to Buy Down Your Interest Rate
With the Federal Reserve starting to ease interest rates, many potential homebuyers are wondering if it’s worth paying discount points to lower their mortgage rate. However, with current trends hinting at further reductions in the Fed Funds Rate, this might not be the ideal time to pay upfront for a lower rate. Instead, focusing on…
Read MoreNavigating Consumer Debt: How Cash-Out Refinancing Can Be our Lifeline
In today’s economic landscape, consumer debt in the United States has reached unprecedented heights. Many individuals and families find themselves drowning in various forms of debt, from credit cards to personal loans, with high-interest rates compounding the burden. However, amidst this financial turmoil, there is a beacon of hope – cash-out refinancing. As a trusted…
Read MoreLoan Limits for 2024
Loan Limits for 2024 for Indiana and Nevada FHA Loans $498,257 Conventional loans $766,550 VA Loans $766,550 High Balance VA Loan $2,000,000 If you would like ot be pre-approved for a loan please call me at 702-217-5525
Read MoreBrokers Are Better, I answer my phone 7 days a week. No Underwriter Fees, only a processor fee that goes directly to my contract processors. Great Rates, 14 day closings. Conventional, Jumbo, FHA, VA Loans available for Primary Home, Second home and Investment property. 37 years of experience behind each loan. Non QM loans such…
Read MoreMARRY THE HOUSE, DATE THE RATE!
In 1971, the interest rate for a mortgage was 7.33%. If you waited for interest rates to go down, you wouldn’t have purchased a home until 1993. You would have rented for 22 years for rates to go down, meanwhile the value of real estate quadrupled during that period of time. Don’t wait to buy…
Read MoreDebt in America Credit Card Debt Has surpassed 1 trillion dollars for the first time in American history. The American people are sweltering in debt. Credit Card Debt rose 4.5% in the last quarter alone. Car loans are up to 199 billion and Student loans have started their payments as of September 1st. All…
Read MoreFound the home you’ve always dreamed about? Let us take you across the finish line with a great loan and rate to match! And we’ll make the whole process cheaper, faster and easier than you can imagine. Call me today! 702-217-5525
Read MoreCondo SPOT Approval
SPOT APPROCALS FOR CONDOS We now offer a chance to get a spot approval for non-warrantable Condos. The process takes about two weeks after an accepted purchase agreement. My investors do all the paperwork with HUD to get the condo a spot approval. For more details contact me at 702-217-5525
Read MoreAMI( Average Median Income) Limits Increase
The AMI Increased for Marion an Hamilton County and the rest of Indiana today to $97,300. Which means the 80% AMI for my 1% down program has increased to $77,840. In Nevada 80% AMI is $67,120. Let your first time buyers know that this will help increase their purchasing power with only have to come up with…
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