The housing market has been going up, and as a result, a lot of investors and homeowners are finding themselves benefitting from substantial appreciation on their home values. Investors often approach me with the problem of too much “lazy” equity in their homes. Sophisticated investors know the amount of equity they have in their properties…

A mortgage loan officer tells financial story to an investor in order to get you approved for a mortgage loan. How does a mortgage loan officer do this? The loan officer gathers information on your income, assets and liabilities as well as credit and puts it in a way that an underwriter see your financial…