Posts Tagged ‘mortgage rates’
5 Reasons to Buy a Home Now Instead of Waiting for Rates to Drop
By Bruce Singer, Senior Loan Officer – NMLS #197960 | Vision Home Mortgage – NMLS #357565 | Cell: 702-217-5525 1. Home Prices Are Still Rising While many buyers are holding off for lower rates, home values in most markets continue to climb. Waiting 6–12 months could mean paying more for the same home—even if rates…
Read MoreHow the “Big Beautiful Bill” Helps or Hurts the Mortgage Industry
By Bruce Singer, Senior Loan Officer | NMLS #197960 | Vision Home Mortgage NMLS #357565702-217-5525 | bruce@bruce@visionhomemtg.comLicensed in Nevada & Indiana – Over 38 Years in Real Estate & Finance In recent months, there’s been a lot of buzz around what’s being called the “Big Beautiful Bill”—a major piece of federal legislation aimed at stimulating…
Read MoreThe 10-year Treasury bond yield significantly impacts mortgage rates, particularly fixed-rate mortgages, for several reasons. Here’s how:
Benchmark for Mortgage Rates The 10-year Treasury bond serves as a benchmark for 30-year fixed mortgage rates because both are long-term financial instruments. While mortgages typically have longer durations, lenders look at the 10-year yield to price mortgage rates since most borrowers either sell or refinance within 7-10 years. Yield Movements and Mortgage Rates Correlation…
Read MoreDemystifying the Federal Reserve’s Impact on Mortgage Interest Rates in Today’s Economy
In the complex web of economic factors that influence mortgage interest rates, the role of the Federal Reserve stands out as particularly significant. As a Senior Mortgage Loan Officer with Vision Home Mortgage, I often encounter questions from clients about how the Federal Reserve’s actions shape the interest rates they see when applying for a…
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