Now Licensed in Four States: Nevada, Indiana, Colorado & Utah

I’m excited to announce that I have expanded my mortgage licensing and am now able to help homebuyers, homeowners, real estate professionals, and investors in four states: Nevada, Indiana, Colorado, and Utah. After nearly four decades in the mortgage industry, my goal remains the same: help borrowers understand their options, find the right financing for…

If you’re a real estate investor looking to expand your portfolio, a Debt Service Coverage Ratio (DSCR) loan could be one of the most powerful financing tools available. Unlike traditional mortgage loans that focus heavily on your personal income, DSCR loans qualify you based primarily on the income generated by the investment property itself. Whether…

Are rising credit card balances weighing you down? With interest rates on many credit cards soaring past 18%, it’s no surprise that monthly payments can feel like you’re running on a treadmill — exhausting effort, little progress. If you’re a homeowner with equity, there’s a smarter way to take control of your finances: a cash-out…

With the Federal Reserve starting to ease interest rates, many potential homebuyers are wondering if it’s worth paying discount points to lower their mortgage rate. However, with current trends hinting at further reductions in the Fed Funds Rate, this might not be the ideal time to pay upfront for a lower rate. Instead, focusing on…

In today’s economic landscape, consumer debt in the United States has reached unprecedented heights. Many individuals and families find themselves drowning in various forms of debt, from credit cards to personal loans, with high-interest rates compounding the burden. However, amidst this financial turmoil, there is a beacon of hope – cash-out refinancing. As a trusted…

Loan Limits for 2024 for Indiana and Nevada FHA Loans $498,257 Conventional loans $766,550 VA Loans $766,550 High Balance VA Loan $2,000,000 If you would like ot be pre-approved for a loan please call me at 702-217-5525

Brokers Are Better, I answer my phone 7 days a week. No Underwriter Fees, only a processor fee that goes directly to my contract processors. Great Rates, 14 day closings. Conventional, Jumbo, FHA, VA Loans available for Primary Home, Second home and Investment property. 37 years of experience behind each loan. Non QM loans such…

In 1971, the interest rate for a mortgage was 7.33%. If you waited for interest rates to go down, you wouldn’t have purchased a home until 1993. You would have rented for 22 years for rates to go down, meanwhile the value of real estate quadrupled during that period of time. Don’t wait to buy…

Debt in America Credit Card Debt Has surpassed 1 trillion dollars for the first time in American history. The American people are sweltering in debt. Credit Card Debt rose 4.5% in the last quarter alone. Car loans are up to 199 billion and Student loans have started their payments as of September 1st. All…

Found the home you’ve always dreamed about? Let us take you across the finish line with a great loan and rate to match! And we’ll make the whole process cheaper, faster and easier than you can imagine. Call me today! 702-217-5525